My Chase Sapphire Reserve Application Result

I can’t remember the last time there was this much fuss about a credit card… though I admit, the new Chase Sapphire Reserve is amazing. Did you apply? While the Chase Sapphire Reserve has a $450 USD annual fee (that is not waived the first year), the card does come with some amazing benefits such as 100k Chase Ultimate Rewards points after spending $4k USD in three months. The… Read More

My Current Credit Cards

Every few months I make a post summarising which current credit cards I have and what I’m planning on doing with them in the near future. I also shared what my credit card strategy is, and I was also debating about keeping both Starwood and Club Carlson credit cards (the personal and business version of each). Despite the changes in loyalty programmes in 2015, I… Read More

Barclaycard: Express Card Delivery doesn’t work!

Barclaycard US is a strange bank, they have some of the strictest rules when it comes to applying for credit cards and they also have some credit cards which aren’t as popular with consumers (as in foreign airline cards, sports cards, etc.). Barclaycard is strict when it comes to having multiple credit cards with them, they are also super strict to approve you for a… Read More

Introducing the NEW Miles & More World Elite MasterCard

Note: these benefits are current at the time of writing, I take no responsibility for changes made to the product in the future. This year, Barclaycard in the United States, has been upgrading and significantly changing some of their key credit cards. The main upgrades include Chip integration and change of benefits across several cards. The most used card for me is currently the Miles & More®… Read More

Best Chase Sapphire Preferred Commercial

When it comes to credit card commercials, banks make some awesome ones. When it comes to advertisement, it is key to make great websites, banners, ads, etc. to promote your product and to ultimately get people to sign-up/buy it as much as possible. I don’t watch TV at all (does anyone these days?), and perhaps I’m missing out on some great commercials.. but worry not,… Read More

Keeping both AMEX SPG Credit Cards?

I currently have both The Starwood Preferred Guest® Credit Card from American Express and the Starwood Preferred Guest® Business Credit Card. The annual fee for my personal card is coming up in about a month and I just got the Business Card a few weeks ago due to the higher sign-up bonus. Both cards have an annual fee of $95 USD with the first year waived. Both… Read More

New Design for Miles & More MasterCard

One of my friends who has the Miles & More MasterCard from Barclaycard has just informed me that the card design has changed when using the Barclaycard app on the iPhone. He sent me a screenshot and here is what the new Miles & More MasterCard from Barclaycard will look like: He has the normal version (the non-Premier blue) and told me that when he… Read More

My Credit Card Strategy

I earn about 50% of my miles from credit cards (sign-up bonuses, everyday spending, etc.), 40% from actual flying, and finally 10% from the occasional mileage purchases and other related promotions. Since credit cards account for half of all of my miles, I figured I would share my credit card strategy. Keep in mind that I am in no way a financial adviser – this… Read More

Keeping both Club Carlson Credit Cards

Last week I asked you all as to whether or not I should keep both Club Carlson Credit Cards as my annual fee on both of them is coming up in a few weeks. First of all, thanks so much for the comments and emails – they helped me decide what to do with both cards. I’ve decided that I’m keeping both the personal and business… Read More

Miles & More MasterCard: Earn 2x miles with bonus offer

The Miles & More® Premier World Mastercard® from Barclaycard is my most used credit card. Ever. Why? Well, simply because I love Lufthansa and I also have elite status with Miles & More which means that I have better access to Lufthansa First Class using miles and by redeeming through Miles & More, I can book Lufthansa First Class months in advance whereas if I wanted… Read More