Review: AMEX Starwood Preferred Guest Luxury Card

My gosh, I really don’t want 2019 to come at all… it will mean the end of Starwood Preferred Guest (SPG), the best hotel chain in the world. SPG has always had a special place in my heart due to their uniqueness, luxury, incredible redemption opportunities, and elite benefits. Ever since Marriott acquired SPG, it hasn’t been the same, sadly. I’ve stayed at a number… Read More

New Barclays Arrival Premier Mastercard Isn’t Worth Much

Barclays (Barclaycard) is the latest bank to introduce their own flexible, transferable points currency with the introduction of the new Barclays Arrival Premier World Elite Mastercard. The new credit card is available for applications as of now. When you think of incredible transferable points currencies, you generally think of three – AMEX, Chase, and SPG. I wouldn’t consider Citi points as a “powerful” currency due to… Read More

Only Use Credit Cards with Transferable Points

The future in the miles and points hobby is incredibly cloudy and uncertain – devaluations after devaluations.. you can only blame the economy for doing so well. In the past few years, we’ve only seen devaluations after devaluations with little enhancements to frequent flyer programmes. In fact, the most devaluations and negative changes to frequent flyer programmes have happened in the past five years –… Read More

American Express Cards I Currently Have

American Express is my favourite card issuer – they have generous sign-up bonuses, fantastic card benefits, their points transfer to a number of airlines and hotels, their customer service is amazing, and they have their own airport lounges. On top of that, just about anyone will be approved for an American Express card as long as your credit history is clean and you have some… Read More

Paying with American Express in Poland…

Oh, Poland… as much as I love my country (something that I’m starting to question more and more), there are so many things that I miss when I’m here that are simple and I’ve gotten used to in America (like paying with an American Express). Thankfully, I don’t live in Poland the whole year (but rather use it as a base when I’m not travelling)… Read More

Confirmed: AMEX Business Platinum First Year Free + MR Points!

I applied for the AMEX Business Platinum Card just over a month ago and have already met the minimum spend requirement of $5k USD and received the 40k Membership Rewards points in my AMEX account. Just a few days after I applied, changes were made to both the personal AMEX Platinum Card and the AMEX Business Platinum Card, and the sign-up bonus was changed. Thankfully,… Read More

HOW Many AMEX Cards Do I Have?!

American Express is all around my favourite bank: they have a wide variety of different credit and charge cards, the benefits on each card are compelling, sign-up bonuses are generous, and AMEX Membership Rewards points transfer to many airlines. I personally value Membership Rewards points more than Chase Ultimate Rewards points for two simple reasons: 1) AMEX has way more transfer partners and 2) AMEX… Read More

Chase Sapphire Reserve: “Are you sure you want to upgrade?”

The Chase Sapphire Reserve was launched late summer and has been a hit in the travel and miles/points world… with people under 5/24.. or those that maintain $250k+ USD with Chase, that is. Even though I don’t like Chase as much as AMEX (not that many transfer partners and also the ridiculous 5/24 rule), I still upgraded my Sapphire Preferred to the Sapphire Reserve… mainly for… Read More

Upgrading to the Chase Sapphire Reserve

Yesterday, the newest and hottest credit card went live – the Chase Sapphire Reserve. The card includes amazing benefits such as 100k Ultimate Rewards points after spending $4k within three months and also an annual travel credit, up to $300. Sadly, many of us received the “pending” result on our applications, including me. When it comes to Chase, “pending” is rarely a good sign. This new… Read More