Back in April, I wrote a post where I explained what my primary credit cards were and why I have each card. As I’ve mentioned before, credit cards help you travel the world (in style) for much less than if you were to pay for it right out of your pocket without using miles. For example:

  • One-Way Business Class from North America to Europe is usually 50k miles + taxes and fees (between around $10 and $100). The actual dollar amount for the taxes and fees varies based on where you are travelling and what frequent flyer programme you are using. Some also impose fuel surcharges which are about ~$350 USD one-way.
  • One-Way Business Class from North America to Europe can range anywhere from $2k to $6k USD.

Basically (while I’m planning on writing detailed posts in the future about this), miles save you money and let you travel in style. Would I ever pay $4k USD for a one-way Business Class ticket? Hell no. What about 50k miles + ~$100 USD (or even $400 USD if fuel surcharges are imposed)? Hell yeah!

Why is the above important? Because with one credit card sign up bonus (those based in the United States), you can have that ‘free’ ticket in Business Class. Of course it won’t be completely free since you will have to pay for the taxes and fees and maybe the fuel surcharges – but the point is that you will save $$$.. sometimes a lot of $$$.

I like to fly. I like to fly in First and Business Class. A lot. For cheap. Which is why I have about 15 credit cards open currently and have had about ~30 different ones in the past few years. So, here is a full list of all of my credit cards, keep in mind I do not earn any revenue for advertising these.. I just love them which is why I’d like to share with you all some of the best ones.

Airline Credit Cards:

  • Miles & More® Premier World MasterCard®
  • United MileagePlus® Explorer Card
  • British Airways Visa Signature® Card
  • Alaska Airlines Visa Signature® Credit Card
  • Citi® / AAdvantage® Platinum Select® MasterCard®

Hotel Credit Cards:

  • IHG® Rewards Club Select Credit Card
  • The Hyatt Credit Card
  • The Starwood Preferred Guest® Credit Card from American Express
  • Club Carlson℠ Premier Rewards Visa Signature® Card

Transferable/Flexible points Credit Cards:

  • Chase Freedom® Card
  • Chase Sapphire Preferred® Card
  • Platinum Card® from American Express
  • Premier Rewards Gold Card from American Express
  • Amex EveryDay® Credit Card

Other Credit Cards:

  • Discover it® Miles


That above is a full list of all of my credit cards which I currently have open. The annual fees of all of these cards is well above $1k, however the value I get out of them is worth much more than $1k, which is why I will gladly pay most of the annual fees. Keep in mind that I’ve actually never paid $1k in annual fees. ever. why? Retention bonuses or annual fee waivers. For example, I don’t have to pay the Lufthansa credit card annual fee because I’m a Miles & More Senator member which entitles me to an annual fee waiver.

The most expensive annual fee is $450 USD for the AMEX Platinum Card, however I get $200 USD back each year for buying airline credit and therefore that makes the annual fee $250. I’d say I pay about $400 – $600 USD in annual fees each year, however the value I get out of all of those credit cards is much more. For example, the IHG Credit Card comes with a free night each year which can be redeemed at any IHG hotel worldwide.. some retail for more than $500 USD a night… and the annual fee of the card is just $49 USD.

All in all, some of these credit cards have great bonuses for every-day purchases and I use them daily, other cards sit in my credit card holder and I don’t use them at all – since the benefit for just keeping the card is awesome.

I will go into more detail in the future about all of my cards, but for now I just wanted to share which cards I have open. If you’d like more info on each card, simply google the card and you will find all of the benefits. Credit Cards let you travel the world at a super discounted rate and I would recommend anyone who is financially responsible to play the ‘credit card game’!