Paying with American Express in Poland…

Oh, Poland… as much as I love my country (something that I’m starting to question more and more), there are so many things that I miss when I’m here that are simple and I’ve gotten used to in America (like paying with an American Express). Thankfully, I don’t live in Poland the whole year (but rather use it as a base when I’m not travelling)… Read More

Confirmed: AMEX Business Platinum First Year Free + MR Points!

I applied for the AMEX Business Platinum Card just over a month ago and have already met the minimum spend requirement of $5k USD and received the 40k Membership Rewards points in my AMEX account. Just a few days after I applied, changes were made to both the personal AMEX Platinum Card and the AMEX Business Platinum Card, and the sign-up bonus was changed. Thankfully,… Read More

HOW Many AMEX Cards Do I Have?!

American Express is all around my favourite bank: they have a wide variety of different credit and charge cards, the benefits on each card are compelling, sign-up bonuses are generous, and AMEX Membership Rewards points transfer to many airlines. I personally value Membership Rewards points more than Chase Ultimate Rewards points for two simple reasons: 1) AMEX has way more transfer partners and 2) AMEX… Read More

Chase Sapphire Reserve: “Are you sure you want to upgrade?”

The Chase Sapphire Reserve was launched late summer and has been a hit in the travel and miles/points world… with people under 5/24.. or those that maintain $250k+ USD with Chase, that is. Even though I don’t like Chase as much as AMEX (not that many transfer partners and also the ridiculous 5/24 rule), I still upgraded my Sapphire Preferred to the Sapphire Reserve… mainly for… Read More

Upgrading to the Chase Sapphire Reserve

Yesterday, the newest and hottest credit card went live – the Chase Sapphire Reserve. The card includes amazing benefits such as 100k Ultimate Rewards points after spending $4k within three months and also an annual travel credit, up to $300. Sadly, many of us received the “pending” result on our applications, including me. When it comes to Chase, “pending” is rarely a good sign. This new… Read More

My Chase Sapphire Reserve Application Result

I can’t remember the last time there was this much fuss about a credit card… though I admit, the new Chase Sapphire Reserve is amazing. Did you apply? While the Chase Sapphire Reserve has a $450 USD annual fee (that is not waived the first year), the card does come with some amazing benefits such as 100k Chase Ultimate Rewards points after spending $4k USD in three months. The… Read More

My Current Credit Cards

Every few months I make a post summarising which current credit cards I have and what I’m planning on doing with them in the near future. I also shared what my credit card strategy is, and I was also debating about keeping both Starwood and Club Carlson credit cards (the personal and business version of each). Despite the changes in loyalty programmes in 2015, I… Read More

Barclaycard: Express Card Delivery doesn’t work!

Barclaycard US is a strange bank, they have some of the strictest rules when it comes to applying for credit cards and they also have some credit cards which aren’t as popular with consumers (as in foreign airline cards, sports cards, etc.). Barclaycard is strict when it comes to having multiple credit cards with them, they are also super strict to approve you for a… Read More

AMEX Platinum Card: get one each year!

note: this information is current upon publishing this post, I am not responsible for changes in the future The American Express Platinum card is one of the best travel cards in the world. Some key benefits include access to the AMEX Centurion Lounges, Priority Pass Membership, $200 USD airline incidental fee credit, generous sign-up bonus, no foreign transaction fees, AMEX Fine Hotels & Resorts, etc. I have my… Read More