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American Express is my favourite issuer of Travel Rewards Credit Cards, Hotel Rewards Credit Cards, and generally any Point Rewards Credit Cards. They also have some amazing No Annual Fee Credit Cards, that earn real Membership Rewards points that can be transferred to many airlines and hotels at a 1:1 ratio.. that’s incredible for a no annual fee card.

One of the first American Express cards I applied for after turning 18 was the Premier Rewards Gold Card, it has been in my wallet ever since and I use it on a daily basis. A few years ago the card even received some new benefits including a $100 USD airline incidental fee credit and more.

Earning more than one point per dollar spent is incredible since reward points can quickly add up if you spend a lot in select categories. I mainly use this card for purchases at U.S. gas stations and supermarkets since I use my Platinum Card for airfare purchases as it earns 5 MR points per dollar spent on airfare.

Lufthansa First Class - booked with American Express MR Points

Lufthansa First Class – booked with American Express MR Points

The Premier Rewards Gold Card is like a mini version of the Platinum Card as it includes an airline incidental fee credit and earns bonus points in select categories. In fact, the Platinum Card and Premier Rewards Gold Card are a perfect combination and I keep both. I’ve had the Premier Rewards Gold Card a long time and it has truly served me well. Yes, there is an annual fee, however I value the $100 USD airline incidental fee credit as good as cash, and that automatically lowers the annual fee of the card by half.

There are frequently increased sign-up offers on many American Express cards with huge bonuses, so if you have been waiting to apply – now is a great time!


Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.